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Female Tools  ·  Loan / EMI Calculator

Loan / EMI Calculator

Enter your loan amount, interest rate, and tenure to instantly see your monthly EMI, total interest, and full amortization schedule.

This EMI calculator uses the standard amortization formula — EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is your principal, r is the monthly interest rate, and n is the number of months — to work out exactly what you'll pay each month on a home, car, personal, or education loan. Enter the loan amount, annual interest rate, and tenure in months or years, and it instantly shows your EMI, total interest paid over the loan term, and total repayment. The amortization schedule below breaks down every month or year into principal and interest portions, so you can see how the balance shrinks over time. Built for anyone comparing loan offers or checking a bank's EMI quote with a free emi calculator before signing.

Monthly EMI

₹0

Principal Amount₹0
Total Interest₹0
Total Payment₹0
Principal Interest

Amortization Schedule

PeriodPrincipal PaidInterest PaidTotal PaidRemaining Balance

How to Use Loan / EMI Calculator

  1. Enter your loan amount in the Loan Amount field.
  2. Enter the annual interest rate offered by your lender.
  3. Enter the loan tenure and choose Months or Years from the dropdown.
  4. View your monthly EMI, total interest, and total payment update instantly.
  5. Click "Show Yearly Breakdown" to toggle the amortization table between monthly and yearly rows.

Frequently Asked Questions

Enter loan amount, annual interest rate, and tenure. The EMI Calculator applies the standard formula: EMI = P × r × (1+r)^n / ((1+r)^n − 1) and shows the monthly payment, total interest, and full amortization table.

An amortization schedule breaks each monthly payment into principal and interest portions, showing how your balance decreases over time. Female Tools EMI Calculator generates a full downloadable schedule.

Enter loan amount (e.g. ₹50,00,000), rate (e.g. 8.5%), tenure (e.g. 240 months for 20 years). The calculator shows the monthly EMI immediately.