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TDS / Income Tax Calculator

Estimate your annual income tax liability and monthly TDS deduction under India's new tax regime slabs (FY 2024-25).

This tds calculator estimates your annual income tax and monthly TDS deduction using India's new tax regime slabs for FY 2024-25: nil up to ₹3 lakh, 5% from ₹3-7 lakh, 10% from ₹7-10 lakh, 15% from ₹10-12 lakh, 20% from ₹12-15 lakh, and 30% above ₹15 lakh, plus a 4% health and education cess. Enter your annual gross income and any standard deduction or exemptions, and it applies the Section 87A rebate that zeroes out tax entirely for taxable income up to ₹7 lakh. The slab-wise breakdown table shows exactly how much tax falls in each bracket, so salaried employees can sanity-check the TDS their employer deducts each month.

New regime slabs (FY 2024-25): 0–3L: 0% · 3–7L: 5% · 7–10L: 10% · 10–12L: 15% · 12–15L: 20% · above 15L: 30%. A rebate makes tax zero up to ₹7L taxable income.

Monthly TDS

₹0

Taxable Income₹0
Annual Tax (before cess)₹0
Health & Education Cess (4%)₹0
Total Annual Tax₹0
Effective Tax Rate0%

Slab-wise Breakdown

SlabRateTax in this slab

This is a simplified estimate using the new tax regime slabs only — it doesn't account for the old regime, surcharge on very high incomes, or all deduction types. Consult a tax professional for filing.

How to Use TDS Calculator

  1. Enter your Annual Gross Income.
  2. Enter your Standard Deduction plus any other exemptions.
  3. View your taxable income, monthly TDS, and total annual tax update instantly.
  4. Check the slab-wise breakdown table to see how much tax falls in each income bracket.

Frequently Asked Questions

Select the TDS section (e.g. 194C for contractors, 194J for professionals, 194A for interest), enter payment amount, choose resident/NRI. The calculator shows the TDS rate, amount, and net payable.

TDS (Tax Deducted at Source) is where the payer deducts income tax from payments before paying the recipient. The deducted amount is deposited with the government.